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I have more than 20 years experience in the finance industry with specific expertise in alternative consumer finance. My experience includes payday loans / lending, pawnshops, Credit Services Organizations, and Credit Access Businesses. I am able to provide evaluations of storefront payday lenders, auto title lenders, and check cashers; sales; contract negotiation; policy recommendations; regulatory and legislative perspectives and risk factors. I have additional expertise in private debt investments, store operations, financial statement analysis, strategic growth initiatives, internal controls, CSO third party lending, CSO consultation, crisis communications and advocacy, public policy, third party coordination with state lobbying efforts, and financial journalism.
I have over 25 years specializing in Forensic Accounting, with an emphasis on measurement of financial damages related to business interruption, business valuation, commercial litigation, construction claims, delays and defects, consequential damages, contractual disputes, economic damages, first party property claims, fraud and fidelity losses, insurance claims, intellectual property, inventory losses, marital dissolution or divorce, loss of earnings, loss of income or profits, partnership disputes, personal injury, product liability, property damage, shareholder derivative actions, shareholder disputes, subrogation, third party liability claims, unfair business practices, wrongful death and wrongful termination. I have prior expert witness experience with consultations, deposition, and courtroom testimony.
I have over 40 years experience providing management, financial and advisory services involving corporate governance, management, compensation, financial and banking matters including underwriting commercial loans for small businesses. I have additional experience serving on boards, assisting in corporate restructures and providing advisory services to a diverse group of clients including corporations, law firms, financial institutions, and governmental agencies. I have more than 15 years expert witness experience with consultations, deposition, and courtroom testimony.