A subprime mortgage is a type of mortgage that is signed to borrowers who have lower credit ratings than those that typically qualify for a home mortgage. With a lower credit rating, the borrower is not offered a conventional mortgage due to the higher-than-average risk of defaulting on the loan. Instead, lenders generally charge higher interest rates on subprime mortgages to leverage against their additional risk.
We have experts from the lending industry who are extremely experienced. Some come from financial institutions with tenure in leadership positions, including credit risk management, performance-based operations, underwriting, lender liability, industry standards, and sub-standard and low quality lending practices.
These experts offer forensic consulting, investigatory services, and litigation support to clients, such as government agencies, regulators, law firms, lending institutions, and other businesses. They have worked in cases dealing with subprime and structured financing, predatory mortgage lending practices, and securitization of subprime mortgages. They also have been retained in cases concerning mortgage lending fraud, complex structured finance issues, financial statement fraud, reasonable and prudent banking practices, and MERS (Mortgage Electronic Registry System).
Find a highly qualified subprime mortgage expert witness for your legal case. For over 20 years, ForensisGroup has provided clients with premier experts in banking and finance to review and opine on industry specific issues. Our staff has been partnering with legal and insurance professionals to find experts in thousands of cases. Call us today or fill out and Submit An Expert Request Form to retain the right expert witness for your case.