Expert No. 323987 – Insurance Expert – CA(S)
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Expertise Description: Consulting expert with over 30 years experience in the Insurance industry. Provided services in all insurance matters. Owned and operated major insurance brokerages and currently teaching insurance for the California Department of Insurance Continuing Education and Licensing. Expertise includes agency operations, agent due care, bad faith, due diligence, underwriting and risk analysis, right of subrogation, E&O matters, commercial underwriting, workers compensation, placing and binding coverage, agency loss ratio, life and disability insurance, standards of the industry, commercial insurance coverage, personal lines of coverage, risk analysis, risk prevention, agency evaluation, agent carrier relations, claims handling, risk retention, medical coverage, condominium and mobile homeowners, the policy as a legal contract, JPA and defense against law suits. More than 12 years of expert witness experience. Consultations, depositions, and courtroom testimony.
Areas of Expertise:
Representative Litigation Experience:
- Agents Errors & Omissions
- Underwriting Standards
- Life Insurance Claims & Procedures
- Personal Lines Insurance
- Commercial Lines Insurance
- Life Insurance Underwriting
- Reinsurance Matters
- Surplus Insurance
- Agency Loss Ratio
- Agency Persistency
- Agent vs. Independent Contractor
- Agent - Broker Duties
- Bad Faith
- Binding Coverage
- Broker / Agent Carrier Relations
- Standards of the Industry
- Risk Analysis and the Agent Duties
- Right of Subrogation
- Claims Management & Responsibilities
- Agency Operations
- Loss Portfolio Transfer
- Ethics and the Sale
- Ethics and the Law
- Senior Citizen Regulations
- Independent Contractor vs. Employee
- Policy Recession
- File Documentation
- Post Claim Underwriting
- Underwriter Duties
- Agency Contract Interpretation
- Fiduciary Duties
- Risk Prevention
- Interrelated Claims
- Quoting and Binding Coverage
- Reasonable Expectations
- Policy Reinstatement
- Policy Conditions and Exclusions
- Life Insurance Annuities and Senior Citizens
Representative Consulting Services and/or Projects:
Teacher of the following:
Teacher of the following:
- Understanding an Insurance Policy
- Legal Issues in Property & Casualty Insurance
- Anti-Money Laundering
- Ethics - Good Faith and Fair Dealing
- Ethics and and the Sale for Agents & Brokers
- Ethics and the Customer
- Agents-Brokers Duties to their Principals
- Comprehensive General Liability
- Understanding Life Annuities
- Insurance Underwriting
- Insurance Company Duties Owed to their Policy Holders
- Insurance Company Duties Owed to their Agents/Brokers
- Identity Theft
- Money Laundering
- Fair Claims Guidelines
- Claims Administration
- Insurance Fraud
- Policy Conditions and Exclusions
- Avoiding Bad Faith
- Property and Casualty Packages
- Insured's Reasonable Expectations
- Personal Auto Insurance
- Homeowners Insurance
- Homeowners Valuation
- Commercial Insurance
- Agent-Broker Duties to your Customers
- Understanding Bad Faith
- Elder Abuse Laws
- California Suitability and Annuities
- Avoiding Errors and Omission Claims
- Life Settlements
- BOP - Business Owners Policy
- Agent v. Broker Issues
- Commercial Auto Insurance
Licenses & Certifications:
| Life License |
| Life and Disability |
| Insurance Broker |
Education:
| Degree | Subject | Institution | |
|---|---|---|---|
| B.A. |
