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Expertise Description

I have more than 30 years experience in the Banking Industry with expertise in Credit Management Policy including Problem Loans, Banking Regulations, Retail Banking, Mergers and Bank Director training. I have experience in a variety of executive positions, and have guided the implementation of improved policies and procedures elevating company credit standards for entire corporations; I have established more effective line-staff credit approval systems and lending staff, led cost saving solutions to issues plaguing banks, and ensured compliance with outside governmental regulators. I have over 15 years expert witness experience with consultation, deposition, and courtroom testimony.

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Expert Witness

My expert witness experience includes general areas of commercial, real estate and commercial lending. 

Consulting Experience

My consulting services includes: Executive positions involving multi-state bank companies, company credit standards, and bank policies and procedures; Engineered multiple mergers; Teaching experience involving topics such as intermediate credit school and banking.

Professional Experiences

My professional experience includes Chief Credit Officer, Vice President/Chief Credit Officer, Senior Vice President/Retail Group Manager, President, Vice President/Correspondent Banking Manager, and Assistant Vice President of Accounts Receivable/Inventory Finance, Operations Officer, Teller and Messenger. 


Pacific Coast Banking School

Licenses Certifications

Awards & Affiliation

Primary Affiliation

American Bankers Association

Partial List of Consulting Expert Witness Cases