Banking and Payments Technology Expert 518036 MS

Expertise Description

I have more than 35 years of Banking experience with specialization in bank technology, payments operations, technology supporting payments and payments strategies. I have back office and marketing experience with a concentration in check processing, image exchange and ACH. I worked on one of the first installed ATMs in the United States, which included support and working with vendors to determine flaws with the design, and I have also done work to design future generations of ATMs. I have 10 over years expert witness experience with consultations and deposition.

Areas of Expertise

Expert Witness

My experience includes working as an expert witness for an ACH patent infringement case involving the conversion of checks to ACH debits.

Consulting Experience

My consulting experience includes working as a consultant on the development of products for ACH service providers to sell to banks, as well as cases involving patent litigation.

Professional Experiences

My professional experience includes office and marketing expertise with a concentration on check processing, image exchange and ACH, as well as facilitating strategic planning meetings for Board of Directors and executive management in the financial services industry. I have worked with regional and national associations, vendors, suppliers and financial institutions.

Relevant Experiences

Worked with ATMs from one of the first installation in the United States when I was at National Bank including support and working with vendors to determine flaws with the design of ATMs

-Worked with the Federal Reserve on the development of the Check 21 Act

-Wrote the ABA’s Check 21 Toolkit including an ATM section

-Wrote ICBA’s Remote Deposit Check Rick Toolkit that discussed the capture of check images at ATMs


Degree Subject Institution
BSED Business Management Ohio Northern University

Awards & Affiliation

EastPay’s ACH Operations Committee
Woodrow Wilson Rehabilitation Center
EastPay’s Operations and Technology Conference Planning Committee
NACHA Electronic Check Council
ABA Corporate Operations Committee

Primary Affiliation

EastPay’s ACH Operations Committee