ForensisGroup Excess and Umbrella Insurance Expert Witnesses are insurance experts who understand all facets of both of these types of insurance policies. An umbrella policy is excess liability coverage that provides additional limits and also provides coverage not available in the underlying coverage. A commercial umbrella policy provides additional liability coverage for the most expensive lawsuits.
Our experts can answer questions about umbrella liability insurance policies as they pertain to supplementing coverage offered by general liability insurance, employer’s liability insurance (often included in workers’ compensation insurance), and commercial auto liability insurance. They opine in cases of umbrella insurance coverage in slip-and-fall injuries, auto accident liability, workers’ compensation, and third-party property damage.
Our experts have assisted attorneys in cases where businesses have lawsuits that exceed the limits of their commercial automobile policies. For example, employees who use a company vehicle for company business when an accident occurs in which people are injured or killed.
These insurance professionals have experience determining acceptable pricing and terms, underwriting, and analyzing the scope of coverage for excess and umbrella insurance policies.
If you are unable to find a suitable excess and umbrella insurance expert witness in our premier selection, please contact our office. By speaking with our helpful staff, ForensisGroup can learn which type of expert is required for your case. We will research and recruit new experts and provide you with a free initial consultation, so you can be sure we have found the right match for your case before the insurance expert is retained.