Bringing 30 years of experience in check fraud prevention, this expert witness specializes in fraudulent check activity, payment security, banking controls, embezzlement, and fraud-prevention systems. More than 10 years of expert witness experience includes consultations, deposition testimony, and courtroom testimony. Documented matters have involved altered checks, forged endorsements, substitute checks, unauthorized wire transfers, ambiguous payees, employee theft, embezzlement schemes, and evaluation of alleged negligence by banks, businesses, and account holders.

Educational attainment includes a Bachelor of Science in Economics and a Master of Business Administration in Finance. Earlier banking leadership included service as Senior Vice President and Regional Vice President, with responsibility for cash management, correspondent banking, title and escrow functions, lending, business development, and operations. That experience provides practical grounding for evaluating check-processing procedures, bank controls, fraud-detection practices, payment workflows, and the conduct of financial institutions and customers.

Professional leadership includes service as President and Chief Executive Officer of a check fraud prevention business providing high-security checks, fraud-prevention software, education, consulting, and expert witness services. The expert has also served as co-editor of a fraud bulletin and authored material addressing check fraud, Check 21, remote deposit capture, mobile banking fraud, cyber crime and wire fraud, holder-in-due-course issues, Uniform Commercial Code liability, positive pay, and system security. This combination of banking management, payment-fraud prevention, industry education, and expert testimony supports analysis of check fraud controls, internal procedures, payment security practices, and disputed financial losses.