An insurance professional and expert witness with 42 years of property and casualty industry experience, this expert specializes in insurance customs and practices, agent and broker standards of care, bad faith, professional liability, coverage, underwriting, and claims handling. More than 10 years of expert witness experience includes over 400 retentions, more than 80 depositions, 15 trial testimonies, and 43 arbitration retentions. His litigation work has involved both plaintiff and defense matters, including insurance bad faith, property and casualty coverage, insurance professional liability, producer conduct, and disputes concerning the duties and practices of agents, brokers, managing general agents, underwriters, and third-party administrators.

Across commercial insurance, his experience encompasses significant property exposures involving manufacturing and warehousing, inland marine, automobile fleets, workers’ compensation, commercial general liability, professional liability, errors and omissions, surety, casualty lines, and excess and surplus lines. He also brings substantial experience in policy placement, liability underwriting, third-party administrator claims handling, claims-made coverage, construction-industry insurance, and reinsurance. This operational background supports analysis of coverage appropriateness, policy placement, claims practices, underwriting decisions, professional obligations, and alleged departures from accepted insurance industry standards.

Professional qualifications include certification as an insurance and reinsurance arbitrator through ARIAS and credentialed mediation training. Educational attainment includes a Bachelor of Arts degree. His professional experience has included service as a property and casualty agent, agency owner, broker, surplus lines broker, underwriting managing general agent, third-party administrator claims handler, liability underwriter, and reinsurance executive. He has also maintained membership in the Independent Insurance Agents & Brokers of America.

Leadership responsibilities have included serving as president of an insurance consulting practice and president of a reinsurance organization, together with prior experience as a reinsurance company founder, owner, and officer. His combined background in agency operations, underwriting, claims administration, reinsurance, dispute resolution, and expert testimony provides a strong foundation for evaluating insurance standards of care, coverage disputes, claims practices, policy placement, bad faith allegations, and professional liability issues.