A capital markets professional with more than 30 years of experience, he focuses on mortgage-backed securities, mortgage lending, and structured finance, with a background spanning trading, analytics, research, and risk management within fixed income markets. His work includes valuation and performance analysis of mortgage-related assets, along with expertise in loan pricing, representations and warranties, and risk assessment methodologies.

His career includes leadership roles overseeing analytics and trading strategy functions, where he developed valuation models, managed hedging strategies, and supported mortgage originators in areas such as pooling, securitization, and portfolio performance analysis. He has direct experience in structuring and trading collateralized mortgage obligations, agency and private-label mortgage-backed securities, and related instruments, supported by hands-on involvement in trading desks and research groups.

Beyond transactional and analytical work, he has contributed to the field through publications and instruction, including co-authoring an award-recognized book on mortgage-backed securities and teaching industry professionals on MBS and derivatives topics. He also holds a U.S. patent related to mortgage instruments and has provided expert witness services for approximately 7 years, including deposition and testifying roles in mortgage-backed securities litigation and valuation disputes. His educational background includes a Master of Business Administration in Finance and a Bachelor of Arts in Interpersonal and Organizational Communications. Academic distinctions include membership in Beta Gamma Sigma and leadership roles in student government and business consulting activities.