An insurance industry professional with over 30 years of experience, this expert provides expert witness services in matters involving insurance practices, agency operations, and insurance industry standards. The expert’s work involves the evaluation of agent and broker conduct, agency management practices, underwriting decisions, and insurance coverage interpretation in disputes involving insurance practices and standards of care. The expert has more than 10 years of expert witness experience, including litigation consultation, deposition testimony, and courtroom testimony in matters involving insurance coverage disputes and insurance industry practices.

The expert’s background includes extensive work in insurance agency operations, brokerage practices, and underwriting, including the evaluation of agent due care, agent–carrier relationships, agency loss ratio performance, errors and omissions (E&O) matters, risk analysis, and the placement and binding of insurance coverage. The expert’s experience also includes analysis of insurance coverage and claims-related practices across multiple lines of insurance, including commercial insurance, personal lines coverage, life and disability insurance, workers compensation, homeowners insurance, condominium insurance, and mobile homeowners coverage. In addition, the expert’s work addresses claims handling practices, subrogation rights, policy interpretation as a legal contract, and risk retention arrangements such as joint powers authority (JPA) insurance programs, which frequently arise in disputes involving insurance coverage determinations, agent and broker professional responsibility, and insurance bad faith claims.