An actuary serves as an expert witness in property and casualty insurance with more than 40 years of experience in actuarial analysis, risk assessment, and insurance operations. Their work focuses on loss reserve valuations, liability estimation, risk measurement, and pricing across workers compensation, long-tailed lines, catastrophes, and reinsurance structures. They have provided litigation consultation, deposition, and testimony in administrative, regulatory, arbitration, and legal proceedings for more than 20 years in matters involving actuarial practices, insurance operations, and financial reporting.

Their actuarial practice includes reserve valuation, variability and risk analysis, development of pricing methodologies, residual market evaluation, and risk transfer considerations. Their experience also includes assessment of underwriting practices, data collection and compilation, auditing support, and financial reporting. This work supports evaluation of reserve adequacy, actuarial decision-making, and operational practices within property and casualty insurance matters. Their professional experience reflects leadership and operational oversight within actuarial consulting practices and insurance organizations, including management of actuarial teams, insurance management solutions, research functions supporting pricing and risk analysis, and participation in regulatory approval processes for rates, rating plans, and insurance programs.

Professional credentials include Fellow of the Casualty Actuarial Society and Member of the American Academy of Actuaries. The expert holds a Doctor of Philosophy in Mathematics, a Master of Science in Mathematics, and a Bachelor of Science in Mathematics. Professional involvement includes participation in the Casualty Actuarial Society and the American Academy of Actuaries, supporting actuarial standards and professional practice.