Drawing on more than 35+ years in the insurance industry, the expert focuses on claims handling, coverage interpretation, and brokerage practices across a broad range of commercial and personal lines. Work in legal matters has included consultation, deposition, and courtroom testimony involving coverage disputes, claims conduct, and agent and broker responsibilities. Experience spans complex loss scenarios and policy interpretation issues, including business interruption, excess and umbrella coverage, and allocation of risk across layered insurance programs.

The expert’s experience extends to evaluation of claims handling practices, underwriting considerations, and procurement of coverage, including analysis of duties to defend and indemnify, application of sub-limits, and loss-sensitive rating structures. Additional work includes historical policy reconstruction and review of brokerage practices in disputes involving failure to procure coverage, bad faith allegations, and claims administration issues. Professional background includes extensive roles in claims operations, underwriting, and brokerage environments, supported by SCLA designation and recognition as a Fellow of the American College of Forensic Examiners International.