Focusing his legal career on insurance law and claims practices, this insurance bad faith expert has more than 45 years of experience evaluating insurance coverage, insurer conduct, claims handling standards, and standards of care. His expertise encompasses first- and third-party bad faith litigation, casualty defense, civil trial practice, insurance coverage analysis, duty to defend issues, professional liability, errors and omissions coverage, automobile and homeowners insurance, commercial general liability, food contamination policies, rental car insurance issues, trademark and trade dress claims, deceptive trade practices, and insurance claims administration. He has more than 15 years of experience providing expert witness services, including consultations, depositions, and courtroom testimony in state and federal courts involving insurance coverage and bad faith disputes.

He earned a Bachelor of Arts degree in Psychology, completed postgraduate fellowship study in theology, and received a Juris Doctor before being admitted to practice law in California, the United States District Courts, and the United States Supreme Court. Throughout his career, he has maintained active membership in the American Bar Association, the California State Bar, the Sacramento County Bar Association, the Federation of Defense and Corporate Counsel, the Defense Research Institute, and the Northern California Association of Defense Counsel.

Over the course of his practice, he founded and led a dedicated insurance coverage and bad faith department within a major civil litigation firm before continuing in senior partner and of counsel roles concentrating on insurance litigation. His responsibilities included advising insurers and claims representatives on claims handling procedures, preparing claims manuals, interpreting insurance laws, counseling claims professionals on coverage determinations, and evaluating claims involving automobile, homeowners, commercial general liability, professional liability, food contamination, trademark, trade dress, and other insurance coverage issues. He also co-founded a professional liability insurance company, where he drafted errors and omissions policy language and participated in underwriting, policy development, and claims administration. For more than 30 years, he consulted with insurance companies regarding claims handling practices and insurance laws applicable to claims administration.

Beyond his legal practice, he has authored books, professional liability insurance policies, and numerous articles addressing insurance coverage and bad faith litigation, including publications in For the Defense and Advocate magazine. He has testified before the California Senate Insurance Committee on insurance matters, served as a consultant to the California Department of Insurance, and has been involved in multiple published state and federal appellate decisions addressing insurance coverage, duty to defend, automobile and homeowners coverage, legal malpractice, product liability, advertising injury, and bad faith claims handling. His expert witness experience includes testimony in published bad faith litigation, and his extensive experience in insurance law, insurer claims practices, and litigation provides comprehensive expertise regarding insurance bad faith, coverage disputes, and accepted claims handling standards.