Focused on securities, investments, and financial planning for more than 30 years, this expert provides analysis of securities regulation, investment supervision, fiduciary duty, suitability, churning, asset allocation, mutual funds, annuities, life insurance, disability insurance, long-term care insurance, registration requirements, employment matters, and financial planning. His expertise includes evaluating breaches of fiduciary duty, failures to supervise, misrepresentations and omissions, registration violations, and compliance with securities and investment industry standards. He also has extensive expert witness experience providing consultations and depositions involving securities, insurance, financial planning, and employment-related disputes.

His professional experience includes serving as Founder and Consultant, FINRA Arbitrator, Managing Principal, Agency Manager, Staff Manager, Financial Advisor, Adjunct Faculty, and Adjunct Professor for private securities and financial consulting firms, financial services organizations, and academic institutions. Throughout his career, he has supervised securities transactions, conducted suitability and compliance reviews, evaluated sales practices, developed and implemented supervisory procedures, directed regulatory compliance programs, investigated compliance violations, trained financial advisors, and reviewed financial planning recommendations involving securities, mutual funds, annuities, and insurance products. His work has also included serving as a FINRA arbitrator, evaluating disputes between investors, brokers, and brokerage firms, and providing expert analysis involving fiduciary standards, supervision, compliance, and financial services practices.

He earned a Bachelor of Science degree and holds the CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Financial Consultant (ChFC), and Chartered Life Underwriter (CLU) designations, along with multiple FINRA securities principal and representative licenses and a Life, Accident, and Health Insurance Producer's License. He has served in leadership roles with the Securities Experts Roundtable and on the CERTIFIED FINANCIAL PLANNER® Board of Standards Disciplinary and Ethics Commission, and has authored publications and delivered professional presentations on fiduciary standards, supervision, suitability, securities regulation, annuities, life insurance, and financial services compliance.