With more than 40 years of actuarial experience, he specializes in structured settlements, pension funding, reinsurance, annuities, and institutional insurance products. His consulting work has included structured settlement reinsurance for offshore reinsurers, terminal funding pricing studies, actuarial analysis for pension-related matters, and Department of Labor claims involving insurance and retirement products. Over the course of his career, he has developed pricing and reserving strategies for structured settlements, reviewed mortality and underwriting assumptions for annuities, and created institutional financial products including synthetic GICs, funding agreements, municipal reinvestment contracts, and stable value investment structures. He also has more than 15 years of expert witness experience involving consultations, depositions, and courtroom testimony in matters related to pensions, insurance products, retirement funding, and actuarial disputes.

His professional background includes senior actuarial and executive leadership positions within the insurance and financial services industries, where he directed institutional product development, underwriting, pricing strategy, asset-liability management, and actuarial risk analysis. He has authored more than 20 actuarial and financial publications addressing retirement mortality, pension funding, structured settlements, investment risk, annuities, and insurance products, including multiple studies completed for the Society of Actuaries. Professional credentials include Fellow of the Society of Actuaries (FSA), Member of the American Academy of Actuaries (MAAA), Fellow of the Conference of Consulting Actuaries (FCA), and a Bachelor of Arts degree earned magna cum laude.