An insurance claims handling and coverage analysis expert witness with over 20 years of experience in the insurance industry, this expert has more than 15 years of experience providing expert witness services in matters involving large loss claims, coverage evaluation, and claims handling practices. Their work includes consultations, deposition testimony, and courtroom testimony addressing complex property, casualty, auto, and medical malpractice claims, as well as standards of care in insurance claims management. The expert’s experience centers on investigation, coverage analysis, evaluation, reserving, and negotiation of high-exposure claims, including complex fraud matters and litigation-driven claims. Their work includes management of commercial and personal property and casualty claims, medical malpractice and long-term care claims, and fleet auto and commercial auto losses. This includes evaluation of coverage determinations, reserve adequacy, and settlement strategies, as well as auditing third-party administrators and insurance carriers for claims handling practices, adherence to program guidelines, and compliance with industry standards.

Their professional background includes claims advocacy and risk specialist roles involving oversight of claims across multiple lines of business, including property, casualty, and auto, with responsibility for monitoring coverage decisions, coordinating claim reviews, and facilitating inspections and vendor interactions. Prior roles include claims management responsibilities for nationwide programs involving medical malpractice and long-term care accounts, including litigation management, reserve authority participation, and attendance at mediations and trials for oversight and negotiation purposes. The expert has also conducted audits of claims programs and provided technical consulting and oversight to field adjusters and third-party administrators in complex claims environments. The expert holds a Bachelor of Arts in Psychobiology. Licensure includes property and casualty, life and health, and adjuster licensing in multiple jurisdictions. Professional affiliations include the Claims and Litigation Alliance and the Gemological Institute of America, reflecting involvement in insurance claims practices and appraisal-related disciplines.