Expertise DescriptionI have over 30 years experience in the Insurance industry and have provided services in all insurance matters. My expertise includes agency operations, agent due care, bad faith, due diligence, underwriting and risk analysis, right of subrogation, E&O matters, commercial underwriting, workers compensation, placing and binding coverage, agency loss ratio, life and disability insurance, standards of the industry, commercial insurance coverage, personal lines of coverage, risk analysis, risk prevention, agency evaluation, agent carrier relations, claims handling, risk retention, medical coverage, condominium and mobile homeowners, the policy as a legal contract, JPA and defense against law suits. I have more than 10 years of expert witness experience with consultations, deposition, and courtroom testimony.
Areas of Expertise
I specialize in agent/broker standards and in large commercial accounts. I have testified in both Federal and State courts.
I specialized in large trucking risks for over twenty years. I have also owned and operated large brokerages specializing in the trucking field with twelve offices in California. I have testified in excess of 450 times and in 24 states.
I have many years of experience with workers' compensation and labor force, or staffing companies. I specialized in the agricultural labor markets for years in my Salinas office.
I have specialized in workers compensation and large construction risks for over thirty years. I have completed audits, audited audits and have taught the subject for over twenty years for insurance brokers and the California Dept. of Insurance.