Expertise DescriptionI have more than 25 years of experience in the field of Insurance with expertise as President of a brokerage firm. This experience affords me a unique ability to ascertain and explain risk in simpler terms. I consult in: fully insured, self funded/self insured medical plans consulting, self funded property and casualty programs, stop loss, reinsurance, risk contracting, provider excess loss, HMO reinsurance, provider risk contracting, PPACA and medical plan design, annuities, and indexed universal life. I’m currently an Adjunct Professor and Speaker, and have over 40 articles and letters that have appeared in various publications and several professional newsletters. I am federal court qualified. I speak, broker, and consult internationally on managed care, self-funding, risk contracting, and insurance and reinsurance issues. I have over 5 years of expert witness experience with consultation, deposition, and courtroom testimony.
Cipro Ciprofloxacin pills online price
Areas of Expertise
I am a 20+ year veteran Broker-Consultant, Risk Manager, etc and extremely familiar with issues of “admitted” v “non admitted” carriers. In technical terms, it means Authorized and Eligible v Eligible. I have held a surplus lines license requiring separate license, Bond, 60 hour course work, and exam. My agency routinely place surplus lines coverage, and explain its difference in coverage to admitted carriers. The primary difference is that Surplus lines carriers have no “State Insurance Guarantee Association” protection recourse. There are very specific regulations guiding policy placement. There are additional documents that many brokers/agencies routinely use, but that are not required, but assure Policy Holder acknowledgement of a Surplus Lines Policy placement. There are also required “Statements of Due Diligence” an agent must prepare on each placement.
|M.B.A. – H.A.||Health Administration||University of Miami|
|B.S.||Management Information Systems||Florida State University|