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Expertise Description

I have over 50 years claim experience, from claim rep to supervisor. I am experienced in insurance claim, coverage, and bad faith. I have more than 35 years as a coverage and bad faith defense lawyer with over 20 published and unpublished appellate cases. I have experience with qualified trial testimony in over 100 trials involving first and third party claims, underwriting, legal malpractice, coverage, rescission, reformation, cancellation coverage, and advice of counsel. I have experience with testimony for both policyholders and insurance companies. I have more than 25 years expert witness experience with consultations, deposition, and courtroom testimony.

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Expert Witness

My expert witness experience includes Bad faith claim handling both for and against insurers, which includes first and third party policies and excess/umbrella policies; Bad faith, duty to settle and/or indemnify for judgement creditors; Coverage and bad faith issues on professional liability policies, directors and officers policies, warranty policies, general liability policies, first part policies; Insurance underwriting bad faith issues, including cancellation, reformation, and rescission; Agent/Broker/Insurer relationships and standards; Attorney malpractice and/or standard of care in the community; Advice of counsel as an affirmative defense; Waiver and estoppel regarding coverage; Windmill coverage; Self-insurance and deductibles; Pollution exclusions; Insurable interest; Stipulated judgements, assignments and covenants not to execute; Retraxit; Default judgements; Public Utilities Commission; Conflicts of interest; Reasonableness of attorneys' fees.

Consulting Experience

My consulting services include evaluated coverage, claim handling, bad faith and other insurance related matters occurring in the state of Alaska, Arizona, California, Delaware, Georgia, Idaho, Illinois, Louisiana, Minnesota, Montana, Nevada, Texas, and Washington; and determined which expert for the insurer or for the policyholder was correct in bad faith lawsuit.

Relevant Experiences

When employed in the insurance industry, I implemented a cross-training study between the claim and underwriting departments so each side could experience the duties of the other.


Bachelor of ArtsUniversity of California Santa Barbara
Juris DoctorateUniversity of San Fernando Valley

Licenses Certifications

State Bar of California

Awards & Affiliation

Primary Affiliation

State Bar of California

Partial List of Consulting Expert Witness Cases