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Expertise Description

I have more than 45 years of experience in insurance underwriting, marketing, brokerage, and consulting. My expertise in property insurance includes: building, stock, furniture and fixtures, tenants improvements, accounts receivable, valuable papers, business interruption, extra expense, rental income, contingent business interruption, and all risk, including earthquake and flood perils, boiler and machinery, and inland marine coverages. My expertise in liability insurance includes: automobile, contractual, general, liquor, products, umbrella and excess liability, and environmental impairment. My experience with professional liability insurance includes: errors and omissions (E.&O.) for architects and engineers, attorneys, real estate brokers, and securities dealers; medical malpractice; publishers liability; employment practices liability; and directors and officers liability. I have additional expertise in insurance for workers’ compensation, employer’s liability, crime, nuclear energy, political risk, pollution and pollution business interruption, product recall, and reinsurance. I have prior expert witness experience.Order now Tetracycline 250mg Antibiotics online

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Expert Witness

My expert witness experience includes: Asbestos exclusions; Excess coverage over exhausted underlying; Application of aggregate limits; Broker standard of care; Builder's risk coverage limitations; Contamination & pollution exclusion meaning; Duty to defend; Lost policies; Rescission due to misrepresentation.


Consulting Experience

My consulting services include: Due diligence project finance insurance provisions; Corporate program analysis; Review of broker service – custom & practice; Analysis of general liability/professional liability policies.


Professional Experiences






Relevant Experiences

My experience as an underwriter took place at the beginning of my insurance career and lasted for seven years during which time I handled casualty insurance coverages primarily (workers’ compensation, automobile, general liability, umbrella/excess liability, crime coverages). As a broker for twenty-five years I negotiated both casualty and property insurance placements with insurance company underwriters on behalf of my clients, so I have seen underwriting from both sides of the transaction.


Education

DegreeSubjectInstitution
BSBusiness AdministrationSanta Clara University

Licenses Certifications

Charted Property & Casualty Underwriter
American Institute for Property & Liability Underwriters
California Department of Insurance
Fire
and Casualty Broker License

Awards & Affiliation

Primary Affiliation

National Association of Insurance Brokers (NAIB)


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